Monday, June 25, 2007


It is very rare that solutions to problems of overblown proportions exist and be perfect in all respects. The idea of cooperatives is one such solution. For a country like India which is moving up in all frontiers and fast emerging a power to be reckoned in the world, there’s a need to make the foundations stronger than ever. This nation building is possible only when all sections of the country are economically strong and socially secure.

The basic principles on which a cooperative system works advocate empowerment through responsibility, power and profit sharing. This form of a set-up does a two fold job. First, it makes sure that the collaborating parties share the profit thus bringing about an atmosphere of economic independence. Secondly, it improves the managerial skills of the whole society involved in it and hence they get a social elation based on their acquired confidence.

We all know how small fishes of the sea team up together to scare away the big predators underwater. Think of a cooperative as a similar setup. While the isolated people would have to face tough times and may wilt and perish, the joint effort of such small seemingly powerless islands would make a giant landmass which would not only float and be self-sustaining but may be able to encourage other organizations as subsidiaries to thrive on its support.

Some may argue that even a cooperative setup may turn out to be a private-profit-maker for a few who would exploit it. This is in fact the sorry story of some unsuccessful attempts. What we need to realize is that such failure would exist only when long term gains of a cooperative are not properly communicated to the people. They need to understand that trust is a very important building block of any cooperative organization.

India has a very long history of cooperatives. A large number of success-stories of our nation communicate to us the power of cooperatives. One must question why the cooperative system has more often than not worked wonders for our nation. The answer is simple; a cooperative helps in harnessing the versatility and potency of the cottage industries. With more than 70% of Indian population living in villages with little or no access to the development that our nation now boasts of, it is logical to think that instead of thrusting the big profit ravenous industries into the villages the underprivileged would be far better off if cooperative industries were able to grow amidst them.

The “India Rural Infrastructure Report” has pointed out that providing telecom connectivity alone to this 70% of India would require funds to the tune of more than Rs. 92,690 crores. Add to this an additional Rs.55, 243 crores for power supply, Rs.5, 892 crores for roads and transport and Rs.4, 488 crores for water and sanitation. As is evident from these numbers, the fact that infrastructure in villages is largely owned by the government faces a funds constraint. Now, consider the fact that 9/10th of village households do not own telephone and 50% of the households do not have power connections. Imagining fully developed rural areas and hence a developed India is impossible without solving this desperate situation; dearth of funds and huge requirements pose a problem that seems hopeless. The only viable solution can be envisaged through the installation of proper cooperatives involving the occupational activities of the region. Right now every 4th poor person on this planet is an Indian. If this scenario has to change we would need to empower each and every individual by heralding a cooperative revolution across the borders of the nation.

I wish to illustrate a simple example which can act as a prototype for an ideal cooperative. The “Yashasvini micro health insurance scheme” which is an initiative taken up in Karnataka, has ensured health care surgery in good hospitals to 20 million farmers in the state. This includes expensive heart surgeries as well. All this is made available to the farmers at an astonishingly low cost of Rs.5 a month! This proves beyond doubt the power that a cooperative system can yield and the far-reaching effects that it may have.


Nitin Joshi said...

very true....
i agree completely with ur view that inequitable development will not lead us anywhere....Cooperative initiatives can surely help us..

We have had succes models in the past like the 'amul' story, which transformed india from a nation who used to import baby milk powder to the largest milk producer.we have the example of graameen bank(though its still debatable whether that model wud really help in bridging the poverty gap in developing countries!).
I believe it has to be a collaboration between govt and the people, and ofcourse the big business houses have to play a crucial role.(ITC chaupal kinda initiatives are a point in the case).And that makes sense for them too, because rural development wud in turn mean a hitherto untapped market with astonishing potential.

descrying the shadows said...

Well,if its an idea that has been accepted then it must certainly be a beneficial one..right???I dont question the basic principles behind the whole co-op movement nor would i hinge on to some failures or cases of corruption..rather on the issue of its feasibility.
We are talking of a huge population probably 3 times that of the whole american populatuion which needs to benefit from this movement..The fact is that even co-ops like amul which are huge names today are doing well,but the milkmen who provide it milk still starve..take a look into the reality and amuls own stats..last i rem it quoted a 30 bil turn over with 1.5 mill work out the math..
anyhoo..that was not meant to show corruption but the fact that..well..with such huge numbers there are bound to be 3 problems..1)management
3)full awareness ..
next well..can such huge numbers actually work in a co-op with so many caste and other kind off disputes and discriminations existing in the society..?
Co-op movement is a very good solution to our problems but maybe not our problems in our scenario..

Anonymous said...

Dear Sir Editor, TOI, B'lore,

Sub: The report in your 23-03-2008 edition under'SUNSHINE SCHEMES - Ticket to Good Heath'

What is published might be the facts of the scheme at the ouset.
The reality of the dark side of Yashashwini, if you want realise please make your reporters to visit the hospitals, is not so as reported.

Come to govt Kidvai Memorial Hospital and you can see how poor farmer patients comming from far away corners of Karnatak are struggling to get treatment.

It is really not a cashless treatment shceme as reported and published.
It is a bulshit in reality and eye greesing.
Known and influencial only avail some benifits, IGNORANT poor farmers who hold this health card are not aware of how get benifits which are turning to be ineffective of latest.
Many Hospitals are reluctant & detacthed from this scheme like Mahaveer Jain Hospital, Hosmat, Sprsha covers only @ 25% and so on i e some exaples with my confirmation.

If you want I can give you full reports with supports.

Please send your reporters to hospitals to unfold the real 'DARK SIDE OF THE SCHEME' these govt officials are boasting about.

Visit and enquire the reality of Yashashwini with under mentioned Card Holder who is suffering DISEASE AND how the poor farmer is STRUGGLING to pay for expeditures at KIDVAI MEMORIAL HOSPITAL, Bangalore,

Basappa Nidoni,
RT - II ward, 1st Floor,

You can get to see the bills how much he has spent cash though he has this so called health card with him.

Give me an appointment to meet you I would like to present the things before you.

With Regards

Gurupad Suragond, 98861 94453
Dashyal - post
Bijapur - Tq/Dist